What is SR22 Insurance?

An SR-22 is a certificate of insurance filed by the home office of an insurance company directly to the Secretary of State. The SR-22 certificate is issued in one of the following forms:

1. Operator’s Certificate – This policy covers the motorist in the operation of any non-owned vehicle. If the motorist does not own a vehicle, the financial responsibility requirement can be met through the Operator’s Certificate.
2. Owner’s Certificate – This policy covers vehicles owned by the driver. The type of vehicle must be listed on the SR-22 or may be issued for “All owned vehicles”.
3. Operators-Owners Certificate – This certificate covers all vehicles owned or non-owned by the driver.

This entry was posted on Wednesday, August 20th, 2008 at 10:10 am and is filed under SR22 Laws Illinois. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.